Whether your siding has been damaged by hail or you just want to change the look of the property, installing new siding may be the best most cost-effective option.
Hailstorm damage to vinyl siding may be difficult to detect without knowing what to look for. Insurance companies often need to differentiate between mechanical damage and hail damage, and homeowners need to be familiar with the evidence of hail related damage.
Three Common Types of Hailstorm Damage to Vinyl Siding
Vinyl siding generally stands up well against severe weather. Lightweight and designed to withstand UV rays and extreme wind, vinyl siding can crack or chip when large, dense or fast-falling hailstones hit the panels.
Details of this damage includes:
- Cracks – siding panels crack in arched patterns, most often in unsupported sections between the ridge and valley.
- Chips – chips occur on the bottom of vinyl siding panels and can be seen best when viewing the panel from below.
- Holes – Large or dense hail can actually blow holes right through the siding.
These three types of siding damage are generally accepted as hail related, while other nicks, marks, gouges and breakage can result from mechanical incidents like grass cutting (rocks or pebbles fly up from the mower, hitting the vinyl siding with excessive force).
Is My Vinyl Siding Vulnerable?
Besides the size, density and speed of hailstones, there are certain factors that leave your vinyl siding more vulnerable to damage. You can control some of these factors and regular maintenance or inspections may alert you to potential risk, but your siding remains at the mercy of recurring storms.
These three factors affect the risk level for hail related siding damage:
- Quality of the Siding – higher grade siding products, made in thicker profiles and with heavy-duty vinyl construction, are less prone to hail damage. Siding ranges in thickness from 0.35 to 0.55mm, and different manufacturers offer varying levels of quality in terms of the materials used.
- Age of the Siding – siding becomes brittle over time, and that level of brittleness leaves siding vulnerable to small, rapidly falling hailstones.
- Condition of the Siding – even high quality siding deteriorates due to UV ray exposure and all that nature throws at it. Walls that face south tend to absorb most of the harmful exposure and may be more vulnerable than other sections.
Extensive interior damage may result from cracks or chips in your vinyl siding. Leaving the plywood, framing and insulation exposed to moisture can introduce mold and mildew, which results in expensive and upsetting repair bills in the future. Chips also allow pests to enter your home and any sort of siding damage creates an unsightly appearance for your property.
Be Clear on Your Insurance Coverage
Just as discussed when considering hail damaged asphalt shingles, you need to find out the extent of coverage regarding vinyl siding hail damage on your existing insurance policy.
In some cases, an insurance company will pay to replace the siding on your entire home. In other cases, and more frequently, your coverage only extends to the damaged sections or damaged wall. Find this out beforehand and inquire about coverage additions if your existing policy is inadequate.
Remodeling: Beautify your home and increase its value by installing new vinyl siding.
Color is very powerful. It affects how we think and influences our moods. Applying siding to your home gives you the chance to be creative and customize the exact look and color you want. Siding can be applied in almost any color and adds character to your home that otherwise would have to be created with a major, and expensive, re-construction job.
Vinyl siding is durable and impervious to rain, cold, and snow. It won’t rot, dent, peel, or show scratches and you don’t have to paint it. It’s virtually maintenance free!
A Smart Investment
Aside from the cosmetic appeal, adding siding to your home is a great investment. Re-siding with vinyl siding can provide 100% payback when you sell your house. Maintaining your home pays off, and one more way to do that is to apply new siding to your home.
Firehouse Exteriors is here to help, so let the work begin!
Call today for a FREE, no obligation inspection and consultation.